Stop: Do These 19 Things Before You Travel

Trick the system with these booking hacks that feel like cheating

Search flights using a foreign language & currency combo: Sometimes booking on a site’s non-English version (say, Google Italy + euros) can surface different fares.

Book “hidden city” flights by choosing a final destination beyond your actual stop: Use Skiplagged to buy a cheaper fare that connects through your real destination — just don’t check a bag.

Set your location to a budget-friendly country: Booking platforms sometimes show lower rates based on user location. A VPN set to India or Mexico could save big.

Offer house sitting in exchange for free lodging: Join platforms like Nomador or MindMyHouse to stay abroad for free in exchange for caring for someone’s home.

Book flights on Wednesdays at 3 a.m. (based on the airline's headquarters time): Weird but true — some airlines release new deals early Wednesday mornings. Try booking at 3 a.m. their time for the best prices.

Earn up to 5 miles per dollar toward travel with this incredible card

If you're someone who loves to travel, the Capital One VentureOne Rewards Credit Card(Rates and fees) is the perfect companion for your adventures. New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.

But that's not all. When you use the VentureOne card, you can earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! This means that your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases! There is also no annual fee and no foreign transaction fee.

So if you're gearing up for your next adventure, the Capital One VentureOne Rewards Credit Card should be at the top of your wallet.

Annual fee: $0

Purchase and Transfer APR: 19.24% - 29.24% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.¹ <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

1. Click the link below and enter your zip code, date of birth, and phone number.
2. Answer a few questions about your car’s make and model to get matched with top offers.
3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Do NOT pay contractors for home repairs if something breaks while you're away

The worst thing would be for one of your appliances to break down while you're on the other side of the world. But this unique company could help you avoid paying contractors so much money for repairs whenever you get home.

It sounds crazy, but they’ve been doing this since 2008. Say your AC unit breaks down while you're away. Don’t pay $1,500 for repairs — instead, you could just pay a $100 service fee with Choice Home Warranty, and they come fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and lock in an ultra-low rate. Whenever a covered system breaks down, make your claim online or give them a call. They’re available 24 hours a day, 7 days a week.² <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here and lock in your rate

P.S. Use the links above for $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Adapt to the new airline loyalty landscape

Southwest Airlines: Effective May 28, 2025, Southwest will introduce fees for checked baggage on most fares and transition from open seating to assigned seating options, including Premium and Preferred seats.

United Airlines: Starting May 1, 2025, United's Premier 1K members will no longer receive complimentary CLEAR Plus memberships. Instead, they will be offered a $70 discount on the annual fee, reducing it to $129.

American Airlines: Beginning March 1, 2025, American Airlines will introduce new lifetime elite status tiers: Platinum Pro for members with four million miles and Executive Platinum for those with five million miles. Additionally, systemwide upgrades will be valid through the status membership year.

Delta Air Lines: As of January 1, 2024, Delta's SkyMiles Medallion status is earned solely through Medallion Qualification Dollars (MQDs), eliminating Medallion Qualification Miles (MQMs) and Segments (MQSs). New Choice Benefits now include MQD accelerators for Platinum and Diamond Medallion members.

Alaska Airlines: Alaska Airlines has implemented dynamic award pricing across all routes, replacing its traditional award charts. This change means award ticket prices now vary based on factors like demand and route popularity.

Access a credit limit from $5,000-$250,000 (without touching your mortgage)

If you need cash for a big expense (like getting out of credit card debt so you could actually afford that vacation), you do not need a cash advance or personal loan — get a HELOC instead.

Access the equity in your home with Aven for a fraction of the time and cost of a traditional HELOC. With a 100% online process, you could get approved in as fast as 15 minutes and access funds as soon as 3 business days after closing!

The best part? The Aven HELOC gives you options. Access cash upfront with a full draw at a low fixed rate APR or use a standard revolving credit line with a variable APR.³ <p>The annual percentage rate (“APR”) is the cost of credit as a yearly rate and does not include costs other than interest. The APR is a variable rate based on the Wall Street Journal prime rate (“Index”) published by the Wall Street Journal in its Money Rates section. The WSJ Prime Rate as of Jan 10th, 2025 is 7.50%. Your variable APR is based on the Index plus a margin that takes into account your creditworthiness, collateral value, etc. Your APR is subject to change as allowed by applicable law. Best rates available only to the highest-qualified borrowers. The maximum APR will not exceed 18% during the life of your account. Cash Out (draw to bank account) fee and Balance Transfer fee is 0% of amount transferred. This fee is subject to change. The county where your property is located may charge recording fees. If your line is greater than $25,000, you are responsible for paying these costs. These costs will be placed in a 12-month interest free, fixed term loan and be part of your Minimum Payment Due.</p> <p>Cash back available to those who enroll in AutoPay, refer to <a href="https://www.aven.com/docs/AutoPayAgreement.pdf">AutoPay Terms & Conditions</a>. Cash back applies to valid purchases (not on refunds or returns) made using the Aven card, and does not apply to non-card transactions, including balance transfers, cash-outs, or reward redemptions. Cash back is accumulated as points and redeemable as statement credit. Refer to <a href="https://www.aven.com/public/docs/CashbackTerms/post2025MarFixedTermWithFirstDrawFeeAndPRPPAndShadowLimit">Rewards Terms & Conditions</a>.</p> <p>If you have an existing second lien (“Second Lien”) on your subject property, you acknowledge and agree that we may transfer your application to our refinance product (subject in all cases to credit approval). The refinance product may have different terms and conditions than the initial product you applied for. Please review the Early HELOC Disclosure for more information.</p> <p>Our APR is 6.99-15.49% for primary residences. The average for other cards in the US for people with good credit is over 24% APR. Source: "Average Credit Card Interest Rates" <a href="https://wallethub.com/edu/cc/average-credit-card-interest-rate/50841">wallethub.com</a> on Jan 15, 2024 showing the average rate for credit cards in the US for people with good credit is 24.10% APR.</p> <p>If you have an active HELOC agreement or offer within the last 30 days that demonstrates a lower cost than ours, we’ll beat the offer or send you $250. Introductory, temporary, and promotional offers do not apply toward our guarantee. Only valid for new customers who received this specific offer. We reserve the right to change the terms of the guarantee at any time. <a href="https://www.aven.com/public/docs/HelocGuaranteedLowestCost/post2025MarFixedTermWithFirstDrawFeeAndPRPPAndShadowLimit">Guarantee Terms and Conditions</a>.</p> <p>Our fixed monthly payment option (Aven Simple Loan) is available based on your Var APR plus fees not exceeding the High Cost Mortgage threshold set by law. Your rate will not increase while the Aven Simple Loan plan is open.</p> <p>If you opened a HELOC within the last 30 days or received a fully underwritten HELOC offer within the last 30 days, we’ll beat your APR or give you $250. Offer subject to verification and approval. Terms apply. <a href="https://www.aven.com/public/docs/HelocGuaranteedLowestCost/post2025MarFixedTermWithFirstDrawFeeAndPRPPAndShadowLimit">Guarantee Terms and Conditions</a>.</p> <p>Subject to Credit Approval, including use of data reports from Experian, Equifax and Transunion. Limit of one Account per property. Certain terms and conditions may apply. Terms may vary by applicant and are subject to change. Availability limited to certain states. See <a href="https://www.aven.com/licenses">aven.com/licenses</a> for more details. Not available for multi-unit homes. Requires a lien on your property. Flood insurance may be required if your property is located in a flood zone. Not available for home purchase. If you have an existing second lien (“Second Lien”) on your subject property, you acknowledge and agree that we may transfer your application to our refinance product (subject in all cases to credit approval). The refinance product may have different terms and conditions than the initial product you applied for. Please review the Early HELOC Disclosure for more information.</p> <p>Note for customers in AK, AL, IA, KS, KY, LA, MN, MS, NE, OK, OR, PA, UT, WI and WY: We currently only offer lines up to $100,000. Check back soon for higher line sizes.</p> <p><a href="https://www.aven.com/docs/SpanishDisclosure.pdf">Notice to Consumers about all Languages. Para Español, consulte este documento</a>.</p> <p>Aven cards are arranged by Aven Financial, Inc., dba "Aven" or "AvenCard" (in AR, ID, and PA). NMLS #2042345. See <a href="https://www.aven.com/licenses">aven.com/licenses</a> for state specific details. Aven reserves the right to modify or discontinue its products or offerings at any time without notice.</p> <p>Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289 (<a href="https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/462289">NMLS Consumer Access Page</a>). For additional information or complaints to Coastal Community Bank, visit <a href="https://www.federalreserveconsumerhelp.gov">www.federalreserveconsumerhelp.gov</a>.</p> Repay that full draw with a fixed monthly payment that works for your budget.

How to get started:

1. Visit Aven and provide a few pieces of information.
2. Check your offer with no impact on your credit score.
3. Accept your personalized rate.
4. Close 100% online with a digital notarization flow.

700+ Credit Score: Check your offer for $0

Earn up to $360 to put toward trips every year just by making simple purchases

Did you know: You can get the cash back perk of a credit card without actually opening a credit card? This rare account lets you earn up to $360 every year that you can use toward your next trip⁴ <p>See <a href="https://www.discover.com/content/dam/dfs/online-banking/documents/NationalDepositAccountAgreement.pdf">Deposit Account Agreement</a> for details on transaction eligibility, limitations, and terms.</p> just by paying for basic things like gas and groceries (1% cash back, on up to $3,000 a month in purchases).⁵ <p>See website for details.</p>

If you already have enough credit cards and you don’t want to get in any more debt, it could be the perfect account to still get those benefits. It’s called Discover® Cashback Checking. Member FDIC. All you need to do is open an account and fund it within 45 days. (That part is important, the 45 days. Otherwise they close the account on you.)

If you want solid cash back but don’t want another credit card, click here and open a Discover® Cashback Checking account.

Stop Paying ATM Fees Abroad (You Really Don’t Have To)

Every time you take out cash in another country, the ATM quietly takes a little off the top. Sometimes it’s $3. Sometimes it’s $9. Multiply that by a two-week trip, and you’ve basically tipped banks abroad … for nothing.

The thing is, you don’t really have to pay foreign ATM fees. A handful of banks offer debit cards that refund ATM fees worldwide or don’t charge foreign transaction fees at all. Some even reimburse other banks’ fees, no questions asked. If you travel even once a year, switching to one of these can save you $50–$100 or more per trip.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

• Restaurants (save up to $450 per year!)
• Meal deliveries
• Airfare, Hotels, Cruises and Rental Cars
• Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

• Click the link below, select your free gift, and click “Join Today”
• Create your account (important!) by answering a few simple questions
• Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!⁶ <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>

Try National Debt Relief

Get an affordable eSIM to over 200+ countries

Traveling is awesome. What’s NOT awesome is arriving at your destination only to realize your phone data isn’t working. You can’t access the internet, call an Uber, or make a phone call.

Even worse … if you forget to set up an eSIM before traveling, it can be a huge headache once you arrive, and you could potentially be stuck relying on wifi your entire trip.

Airalo fixes this. You can get an eSIM to 200+ countries through their simple app. Just download, choose your destination and package, then install and activate. It’s 100% digital, and can be done quickly without any physical SIM card.

Airalo is trusted by over 10,000,000 people, has a near 5-star rating from 300,000+ reviews, and plans can cost just a little over a few dollars per week — with instant connectivity. Seriously.

Get an eSIM here before your trip

Stay safe in foreign countries: 25% of travelers using public WiFi abroad are hacked

Public Wi-Fi is not secure. In fact, up to 25% of travelers using public WiFi abroad are hacked, potentially letting bad actors gain access to things like your bank account. But it isn’t just hackers you need to worry about … it could be the network itself.

Hotels, airports, and cafés often log the websites you visit. Some even inject ads or trackers directly into your browsing. It’s not unheard of for these public networks to monetize user data — and when you’re in another country, privacy laws may be weaker or nonexistent.

NordVPN helps protect you by encrypting your internet traffic, hiding your IP address, and blocking malware, trackers, and phishing threats, even on public networks you don’t control. (Bonus: Changing virtual locations with a VPN could help you access lower prices on flights before buying.)

Plans start as low as $3.39/month and include advanced tools like Threat Protection, Dark Web Monitoring, and Meshnet, which lets you securely access your devices while abroad — all backed by a strict no-logs policy and 24/7 support.

Get 76% off NordVPN + up to 10GB free eSIM data

Finally skip the rental car insurance trap

You know the drill. That awkward moment when the agent asks if you want “optional” insurance coverage ... and you’re not sure what’s actually covered by your regular auto policy (if anything). Say yes, and your cheap rental just got a lot more expensive. Say no, and you might be on the hook for thousands.

But there is one way out of this trap. Certain credit cards have built-in rental car coverage that could be even better than what the rental company offers. The Chase Sapphire Preferred^® Card(Rates and fees) is one of the few cards that offers primary rental car insurance. If something happens, you can file a claim directly with the card’s coverage — without touching your personal auto insurance. 

This card is also powerhouse that supercharges your hard-earned spending. Become a Chase Sapphire Preferred^® Card cardholder, and you can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening ... all with an incredibly low $95 annual fee. 

Recommended Credit 670+: Click here to apply now for the Chase Sapphire Preferred^® Card